If you owe money for federal student loans you’ve probably heard about “student debt management” or “student loan consolidation” plans.

Maybe the company pushing the plan says it has a special line in with the federal government of Department of Education. Or perhaps you’ve been told that it’s something that requires the hand of a seasoned professional.

After all, you don’t want to screw things up and make your federal student loan problem worse … do you?

Of course you don’t.

But you also don’t want to pay for something you can get for free.

On today’s show we’ll talk about why you shouldn’t pay to consolidate for federal student loans. I’ll also let you know when you may want to seek advice, and who you can turn to.


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