If you’ve got student loan problems then there’s a good chance I can help guide you – either directly or by putting you in touch with someone in your area.

I provide Student Loan Advisory Services nationwide with respect to federal student loans, and in New York and California for federal and private student loans. I can represent you in a bankruptcy or student loan lawsuit in New York and California only. Though we may be able to talk about bankruptcy or being sued in state court for collection matters, those discussions will be general in nature only unless you live in New York or California.

If your situation requires a lawyer then I may be able to help you find someone qualified in your area.

Student Loan Planning and Advisory Services

private student loan help
  • Lower Your Monthly Payments With Income-Dependent Repayment Options
  • Understand Federal Student Loan Forgiveness Programs
  • Get Out of Student Loan Default
  • Decide Whether Consolidation or Refinance is Right for You
  • Stop Administrative Wage Garnishment
  • Avoid Tax Refund Offsets
  • Understand Your Loan Terms
  • Review Your Guarantor Release Options
  • Negotiate Private Student Loan Settlement
  • Stop Debt Collector Harassment

Student Loan Lawsuit Defense

student loan lawsuit help
  • Avoid Default Judgment
  • Verify Ownership of the Loan
  • Confirm Accounting and Balance Due
  • Negotiate the Best Possible Settlement
  • Represent You at All Stages of Court Proceedings
  • Offered to Residents of California and New York Only
student loan bankruptcy

Bankruptcy

  • Chapter 7 and Chapter 13 Bankruptcy Representation
  • Wipe Out Debts So You Can Afford Your Student Loans
  • Student Loan Discharge Actions
  • Court-Supervised Student Loan Restructuring
  • Offered to Residents of California and New York Only

Student Loan Strategy Session

  • CONFIDENTIAL PHONE SESSION: We’ll review your student loans and create the best repayment strategy for your situation

  • DETERMINE YOUR BEST STUDENT LOAN PAYMENT OPTION: We’ll do a complete analysis of your student loan repayment options so you can apply to the right Income-Dependent Repayment Plan.

  • STUDENT LOAN FORGIVENESS AND DISCHARGE REVIEW: I’ll evaluate your qualifications to take advantage of ALL student loan forgiveness programs – including Public Service Loan Forgiveness, Closed School Discharge, Disability Discharge, and more. We’ll also discuss whether you may be a candidate to wipe out or restructure your loan payments in bankruptcy.

  • CONSOLIDATION AND REFINANCE ANALYSIS: We’ll review your federal student loan consolidation and private refinance options so you can make the best choice for your situation.

  • DEFAULT AVOIDANCE AND REHABILITATION: For defaulted federal student loans, we’ll talk about how you can negotiate directly with the debt collectors to rehabilitate your loans through an affordable and reasonable repayment plan.

  • ADMINISTRATIVE WAGE GARNISHMENTS AND TAX REFUND OFFSETS: We’ll review the steps you can take to stop enforcement actions and help you keep more of your money.

45-Minute Session – $245

SCHEDULE YOUR APPOINTMENT

Student Loan Advisory Plan

  • CONFIDENTIAL PHONE SESSION: We’ll review your student loans and create the best repayment strategy for your situation

  • LOWER YOUR STUDENT LOAN PAYMENTS: We’ll do a complete analysis of your student loan repayment and settlement options to ensure you’re getting the best deal on your student loans. Once we’ve determined your best Income-Dependent Repayment Plan option, we’ll complete the application for your signature and submit it to the loan servicer for you.

  • STUDENT LOAN FORGIVENESS AND DISCHARGE REVIEW: I’ll evaluate your qualifications to take advantage of ALL student loan forgiveness programs – including Public Service Loan Forgiveness, Closed School Discharge, Disability Discharge, and more. We’ll also discuss whether you may be a candidate to wipe out or restructure your loan payments in bankruptcy.

  • CONSOLIDATION AND REFINANCE ASSISTANCE: If consolidation of your federal student loans will help lower your payments and achieve your goals, I’ll review the process and complete the Direction Consolidation Loan Application for your signature. For private loans, we’ll review your refinance options so you can make the best choice for your situation.

  • GET OUT OF DEFAULT: For defaulted federal student loans, I’ll negotiate directly with debt collectors and the US Department of Education to get you onto an affordable and reasonable repayment plan so you can bring your loans back into good standing.

  • STOP ADMINISTRATIVE WAGE GARNISHMENTS AND TAX REFUND OFFSETS: We’ll put into action a plan that will stop the enforcement actions and help you keep more of your money.

  • CONCIERGE-LEVEL ACCESS: You’ll receive continued email-based advice whenever you need it, as well as an additional phone session every 6 months to review your financial situation so we can make adjustments to your student loan repayment plan as needed. This includes annual recertification of your Income-Dependent Repayment Plan as well as your updated Employer Certification Form if you’re making qualifying payments towards Public Service Loan Forgiveness.

$245 One-Time Payment, Then $65/month

No Long-Term Commitment – Cancel at Any Time

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